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California has tools to fight fiscal woes

Q

Considering California’s budget and economic issues, what is your opinion regarding a portfolio consisting primarily of California long-term general obligation Bonds? Hang on to them or sell?

P.W., California

A

James A. Klotz responds:

Although California continues to experience financial difficulties related to current economic conditions, the state possesses a broad and diverse economy that we believe will provide more than sufficient revenues to meet debt service on state-related obligations.

There are strong constitutional protections in place for general obligation bonds, and despite the state’s revenue shortfalls, we believe California continues to have the wherewithal to meet its obligations.

Naturally, we cannot predict the future, particularly in these unprecedented financially troubled times. The state, however, would use every resource available to avoid the cataclysmic consequences if California would fail to pay its bonds.

Despite the bad publicity, we would be buyers rather than sellers of California general obligation debt.

Nov 30, 2008

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     The responses provided in this forum are meant to address specific questions posed by investors about their municipal bonds and to provide market insight for our general audience. Please note, your investments, objectives, results and experience may differ significantly. Our answers and any potential strategies discussed should not be construed as a solicitation to buy nor sell any security or investment product. All investing entails risk