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‘You want me to do what?’

Q

I read your story, “Don’t Try this at Home,” about the ill-conceived report that recommended investors engage in “selective selling” of their munis. I had this exact situation about eight years ago with an aggressive bond trader. He was looking to make some more money and suggested I sell. I said to him, “You want me to sell all my bonds because you think I should increase their quality level and cut my income nearly in half?” He said “Yeah.” I promptly moved my money elsewhere and kept all the bonds.

M.J.

A

James A. Klotz responds:

We are pleased, and we know you are, that you made the right decision. Increasingly, we find bond investors understand that municipal bonds are bought for the tax-free income they provide and not as trading vehicles.

Mar 20, 2012

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